June 22, 2025

How to Protect Yourself from Scams Scams are more common than ever—on the phone, online, and even at your front door. Whether you need help around the house or someone’s asking for a donation, it's important to stay alert and follow a few clear rules to protect yourself. Rule 1: Don’t Hire Strangers Who Come to Your Door If someone knocks and offers to do work like yard care, roof repairs, or window washing: They may say they’re working nearby and offering a great deal. They might try to earn your trust or create urgency by scaring you. They often ask for money up front. What to do: Don’t open the door to strangers. Only hire professionals you contact directly and who can provide references. Rule 2: Don’t Share Personal Info Over the Phone or Internet If someone calls, emails, or texts asking for personal details, donations, or purchases: They may say it’s “free” or “for a good cause.” They may pretend to be from the IRS or Social Security. They may pressure or scare you. What to do: Never give out information or send money. Simply say, “I don’t do that over the phone,” and hang up. Use call screening to avoid unknown callers. If you’re asked to act quickly—especially involving money—take a cooling-off period . What to do: Choose a trusted friend or family member as your “decision buddy.” Make it a rule to check in with them before making any major decisions. Stay Informed and Prepared Talk with loved ones about scams. Make a short list of personal “no exception” rules. Sign up for scam alerts at AARP.org . If You’ve Been Scammed You’re not alone—and it’s not your fault. Report the scam to: Your State Attorney General The Federal Trade Commission (FTC) The FBI’s Internet Crime Complaint Center (IC3) Ask for help. Scammers are skilled manipulators—it can happen to anyone. The best protection is preparation.